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Flood Damage vs. Water Damage: What’s the Difference? – Water Damage Repair Burlington

When unexpected water finds its way into your home, the terms “water damage” and “flood damage” are often used interchangeably. However, from an insurance perspective and in the context of repairs, these two terms mean different things. Knowing the distinction between flood damage and water damage can help you understand what kind of coverage you may have and what steps to take for repairs.

In this blog, we’ll discuss the differences between flood damage and water damage, including what causes each, how they’re typically covered by insurance, and what to do if your home suffers from either. If you’re looking for reliable water damage repair in Burlington, Zion Builders is here to assist with professional services that restore your home.

What is Water Damage?

Water damage refers to any type of water-related harm that occurs inside a home from internal sources, such as plumbing issues, appliance malfunctions, or leaks. Unlike flood damage, which is caused by external natural forces, water damage usually originates from issues within the home.

Common Causes of Water Damage

  • Burst Pipes: Freezing temperatures or pipe wear can cause pipes to burst, leading to water leaks and damage.
  • Leaky Appliances: Washing machines, dishwashers, and water heaters can develop leaks, which may cause damage over time if not addressed.
  • Roof Leaks: Damaged or old roofing can let rainwater seep into the home, damaging walls, ceilings, and insulation.
  • HVAC Malfunctions: Air conditioning units can sometimes produce excess moisture or leak, leading to water accumulation.
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